Jeff, I was raised in a strict Calvinist tradition and was told as a teenager that the saved are predestined and God created the rest as "reprobates" to suffer eternal punishment to satisfy his just wrath. I decided I couldn't love and worship a God like that. Fortunately, that view shows a very mistaken view of scripture. We're told Abraham's faith was counted as righteousness. Moses and other Old Testament characters were drawn into heaven. Did they utter the name of Jesus? In Romans Paul talks about all having sufficient knowledge of God from what can be observed in nature so that we are without excuse. Paul also says that God is not willing that any should be lost. Some take this to be universalism where all our saved. I wish so, but I think CS Lewis explained it best. He said ultimately there are two kinds of people: those who say to God thy will be done and those to whom God says, finally, thy will be done. God has made the path of salvation through our Lord Jesus Christ open to all. But, some, in stubborness and pride will reject all that God has done and will do to bring them to him. Lewis's book The Great Divorce is dedicated to exploring this understanding of God, grace and salvation.